Minnesota Car Accident Attorneys

Every year, thousands of Minnesotans are injured in car accidents caused by distracted drivers, drunk drivers, and reckless behavior on Minnesota roads and highways. Metro Law Hogs car accident lawyers help accident victims recover full compensation for their injuries, lost wages, and pain and suffering.

Types of Car Accidents We Handle

Our attorneys handle rear-end collisions, T-bone (broadside) accidents, head-on crashes, rollover accidents, hit-and-run cases, drunk driving accidents, distracted driving crashes, and multi-vehicle accidents on Minnesota freeways and highways.

Minnesota No-Fault Insurance and Car Accidents

Minnesota is a no-fault insurance state. Your own Personal Injury Protection (PIP) coverage pays your initial medical bills and lost wages regardless of fault. However, when injuries exceed your PIP limits or meet the serious injury threshold, you can step outside no-fault and sue the at-fault driver for full damages.

Car Accident FAQ

What is Minnesota no-fault insurance?

Minnesota requires all drivers to carry Personal Injury Protection (PIP) coverage, which pays up to $40,000 in medical expenses and $20,000 in lost wages regardless of who caused the accident. Call Metro Law Hogs to understand all your options.

Minnesota No-Fault and Your Car Accident Claim

Minnesota is a no-fault auto insurance state. Every auto policy must carry at least $40,000 in Personal Injury Protection (PIP) — generally $20,000 for medical expenses and $20,000 for lost wages and replacement services. PIP pays your initial medical bills and a portion of lost income regardless of who caused the crash. But PIP has limits, and serious injuries quickly exceed them. When your injuries are significant, you can step outside the no-fault system and pursue a claim against the at-fault driver.

Under Minnesota law, you can generally bring a liability claim against the at-fault driver when your injuries result in more than $4,000 in reasonable medical expenses (excluding diagnostics), or cause permanent injury, permanent disfigurement, or at least 60 days of disability. We make sure your damages are fully documented so nothing is left on the table.

Types of Car Crashes We Handle

Rear-end and chain-reaction collisions
Intersection and left-turn crashes
Distracted and texting-while-driving accidents
Drunk and impaired-driving collisions
Hit-and-run and uninsured/underinsured motorist claims

Compensation You May Recover

Medical expenses, past and future
Lost wages and diminished earning capacity
Pain, suffering, and emotional distress
Property damage to your vehicle
Wrongful death damages for surviving family

Comparative Fault in Minnesota

Minnesota follows a modified comparative fault rule. You can recover compensation as long as you are not more than 50% at fault, but your award is reduced by your percentage of fault. Insurers often try to shift blame to reduce what they pay — we counter those tactics with evidence.

Minnesota Filing Deadline

The statute of limitations for most Minnesota car accident injury claims is six years from the date of the crash, though some claims (such as those against an underinsured motorist) have shorter deadlines. Call 763-592-0200 for a free case review.

Frequently Asked Questions

Will my rates go up if I use my own PIP?

PIP is no-fault coverage you have already paid for, and using it for a crash that was not your fault should not raise your rates. We can explain how it works for your situation.

Should I accept the insurance company’s first offer?

Usually not. First offers are typically far below the full value of a claim. Talk to us before signing anything or giving a recorded statement.

What does it cost to hire you?

Nothing up front. We work on contingency — no fee unless we win.

Related Practice Areas

Injured in any kind of crash in Minnesota? Request a free case review or call 763-592-0200 — available 24/7, no fee unless we win.

Hurt in an Accident? Free Consultation.

No fees unless we win — available 24/7 across all of Minnesota.

Call 763-592-0200 Now

Car Accident Lawyer Minnesota | Metro Law Hogs